As of January 1, 2025, real estate transactions in Vermont must provide information about the flood risk.
For:
Rentals: Prior to entering a rental agreement the landlord must disclose:
- whether any portion of the property is located in the FEMA Special Flood Hazard Area (SFHA).
- further information required by the Department of Housing and Community Development (DHCD).
- FINAL Rental Flood Disclosure Form Act 181 - September 2024.pdf
Manufactured home / Mobile home lot Leases must disclose:
- whether any portion of the mobile home park is located in the FEMA SFHA.
- further information required by the DHCD.
- FINAL MHP Lot Lease Flood Disclosure Form Act 181 - September 2024.pdf
Real Estate Sales: the seller must disclose:
- whether any portion of the property is located in the FEMA SFHA.
- whether any portion of the property is located in the FEMA moderate flood hazard area.
- whether the property was subject to flooding or flood damage while seller possessed the property.
- whether the seller maintains flood insurance on the property.
- Vermont Flood Disclosure 1.31.2025.pdf
- The Vermont Association of Realtors also has a form.
Here is a guide to help gather the necessary information: Flood Disclosure Guide 1.22.25.pdf
Sec. 102. 27 V.S.A. ยง 380 DISCLOSURE OF INFORMATION; CONVEYANCE OF REAL ESTATE
